Traditional banks don't understand your store.
Sex toy, CBD, vape and dropshipping merchants face sudden account closures, frozen funds and low approval rates. We built our stack for businesses like yours.
Traditional processors
- Sudden MID terminations for high-risk categories
- Frozen reserves with no warning
- No support for dropshipping fulfillment models
- Generic risk rules that flag legitimate orders
- Slow 7-14 day settlements hurting cash flow
- No discreet billing options
Inquid.net for forex
- Stable MIDs for sex toys, CBD, vapes & dropshipping
- Transparent reserve terms you control
- Dropship-friendly split settlements & delayed capture
- AI risk engine tuned for eCommerce patterns
- T+1 to T+3 fast settlements
- Custom discreet billing descriptors
Everything your Online Store needs.
From checkout optimization to fraud prevention - one platform for high-risk eCommerce.
High-Risk eCommerce
Purpose-built merchant accounts for sex toys, CBD, vapes and dropshipping with stable MIDs.
Dropshipping Support
Payment flows that accommodate supplier-direct shipping, split payments and fulfillment delays.
CBD & Hemp Billing
Compliant card processing for hemp-derived products with age verification and legal-state routing.
Vape & E-Cig Processing
High-risk underwriting for vape hardware, e-liquids and accessories with recurring coil subscriptions.
AI Fraud Detection
ML engine tuned for eCommerce patterns: friendly fraud, chargebacks and promo-code abuse.
Smart Retry Logic
Automatic dunning and retry for failed subscription renewals to reduce involuntary churn.
Chargeback Shield
Pre-chargeback alerts, representment and compelling evidence workflows tailored to physical goods.
Store Analytics
Track conversion funnels, AOV, LTV and channel attribution across product categories in real time.
Platform Integrations
One-click plugins for Shopify, WooCommerce, Magento and custom carts with webhook support.
From cart to delivery in seconds.
A frictionless checkout flow designed for high-risk eCommerce with built-in fraud protection.
Hosted or embedded checkout with local payment methods, currency conversion and 3DS2.
Real-time fraud scoring, velocity checks and device fingerprinting in milliseconds.
Smart MID routing and cascading ensures the highest possible authorization rate.
Webhook fires to your store or 3PL. Tracking synced. Funds settled on schedule.
Bank-grade security with customer privacy in mind.
Your customers’ privacy matters. Our multi-layered security stack protects every transaction while offering discreet billing and age-verification tools for regulated products.
- PCI-DSS L1
- AI Fraud Detection
- Age Verification Ready
- AES-256 Encryption
- 3D Secure 2.2
- Discreet Billing
Sell digital goods anywhere.
Accept payments in 150+ countries with local acquiring, APMs and multi-currency settlement.
North America
Visa, Mastercard, Amex, PayPal, Apple Pay
Europe
Visa, MC, Klarna, SEPA, iDEAL, Giropay
Latin America
Visa, MC, PIX, OXXO, Mercado Pago
Asia Pacific
Visa, MC, Alipay, WeChat, UPI, Paytm
Questions about eCommerce payments.
The questions our white label partners ask most often — answered with the detail and directness you need to make an informed partnership decision.
These categories face higher chargeback rates, regulatory scrutiny and bank restrictions. Traditional processors frequently freeze funds or terminate accounts without warning. Inquid.net underwrites these verticals specifically and provides MIDs designed for their unique risk profiles.
Yes. Our system handles split settlements, delayed captures for supplier verification, and multi-vendor marketplace flows. You can hold funds until delivery confirmation or release to suppliers on a schedule you control.
We support hemp-derived CBD in jurisdictions where it is legal. Our geo-routing system automatically directs transactions to compliant acquirers based on the customer's location and product type, minimizing regulatory risk.
Absolutely. We offer customizable descriptors so charges appear under neutral business names on card statements — protecting customer privacy and reducing chargebacks triggered by unrecognized charges.
Native plugins for Shopify, WooCommerce, Magento, BigCommerce and custom carts via our REST API and JavaScript SDK. Installation takes minutes and webhooks sync order status in real time.